Bicycle Insurance - Laka

Bicycle Insurance Like Never Before

With Laka you'll always ride with quality and cost-effective bicycle insurance. So whether it's a pothole that buckled your wheel, some knob that nicked your bike, or an airline that’s lost your gear - Team Laka will get you back in the saddle.

Bicycle insurance cover details

VOTED

BEST CYCLE

INSURANCE

Provider

By you.

Awarded 'Best Cycle Insurance Provider' for 8 years running.

4.9

4.9

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NOT ALL BICYCLE INSURANCE IS CREATED EQUALLY

Bikes are just the beginning

Your bike(s), helmet, clothing, GPS and a whole lot more is covered. And that’s without excess and always for its original value.

Handled by bike nerds

Claims are handled by a team of cyclists. Meaning you’ll always be helped by real-life experts that know what you’re going through.

CHOOSE YOUR COVER

No matter what you ride

Theft

At home and on the go - including mugging or from a vehicle. Your bike, gear & accessories replaced with the latest model.

Crash & Accidental Damage

You’re covered for any accidental damage to your bike and accessories. And if someone intentionally breaks your gear, we'll get it fixed or replaced pronto.

Emergency Travel

We include £200 'get you home cash' to make life easier after an accident or theft. Might be a temporary rental bike, taxi, or train.

Licensed Racing

For races which require a valid racing licence. Typically road, criterium, circuit, & cyclocross racing.

Worldwide Travel

Global cover for up to 120 consecutive days. If you’re planning to travel for longer, let us know and we’ll look at your options.

ALWAYS INCLUDED

Sportives & Events

Includes sportives, club rides and similar events. It also includes racing that doesn’t require a racing licence, such as triathlon, gravel and time trialling.

£0 Excess

No excess to pay on bike claims.

Bike Rental

To keep you cycling - whatever happens. You’ll get up to £200 towards the rental of a bike whilst you’re awaiting the fulfilment of a claim.

Multi-Bike Discount

Get a 50% discount on any extra bikes that are in the same household and used by family members.

Legal Assistance

Cover for legal costs for pursuing a personal injury case after an accident that wasn’t your fault when cycling.

Third Party Cycling Liability Insurance

Up to £2 million in comprehensive cover for personal liability when you're out cycling. Protect yourself in case you cause an accident, resulting in expenses, harm or damages.

Laka Perks

Sweet discounts on cycling gear and goodies.

ADDITIONAL PRODUCTS

Health & Recovery

Accident & injury insurance that focuses on keeping you riding.

The Laka Experience

Add your bike, clothing and gear to your policy in a matter of minutes.

We’ll estimate your monthly contribution.

Pay nothing upfront, because all claims are split fairly at the end of each month.

Keep your gear up to date and tell us when you buy any new stuff.

If shit hits the fan, claim, and experience our team move mountains to get you back in the saddle.

FAQs

Any questions? Here's some frequently asked questions about insuring your bicycle.

Depending on who you’re insured with, the cost of your bicycle insurance can vary a lot.

Our bicycle insurance starts at £5 a month.

Bicycle insurance is for helping you get back on your bike.

We cover more than most insurance policies. With Laka you’ll get cover for:

Insurance for bicycles isn’t enforced by law.

But bicycles can be expensive. So getting insurance for bikes can be a real lifesaver.

Not always. We recommend you always check the details in your policy wording.