Glossary - Laka
Glossary
It isn't easy when cycling and insurance collide! So join us as we try to bust cycling and insurance jargon - one word at a time. Check out our Help Centre for Laka insurance policy specific questions.
A
Insurance for additional cycling accessories like GPS devices, lights, and panniers.
Assistance and cover for mechanical failures of the bicycle while on a ride.
A blend of biking and minimalist camping; similar to backpacking but with a bike.
C
Insurance for cyclists on long-distance rides, covering travel-related risks.
Regulations governing the use of designated cycle paths.
Regulations regarding the use of helmets while cycling.
Part of the bike frame that runs parallel to the chain.
Once you have signed up for our collective cover, you are added in to The Collective of riders.
Insurance specifically for custom-built bicycles, which may have unique coverage requirements.
A government initiative offering tax benefits on bikes purchased for commuting.
D
A part of the bike frame that the derailleur attaches to.
E
Electrically Assisted Pedal Cycles Regulations of 1983
Defines legal requirements for electric bikes in the UK.
Laws specific to the use of electric bicycles.
Specific coverage for the battery component of an electric bike.
F
Insurance that extends coverage to include bikes owned by family members living in the same household.
G
Coverage or services involving GPS devices to track and recover stolen bicycles.
The collection of mechanical parts, including gears, brakes, levers, and derailleurs.
A type of bike designed for a mix of off-road and on-road cycling.
H
The set of guidelines and rules for road users, including cyclists.
I
The amount paid out of pocket by the policyholder before insurance coverage kicks in.
L
Coverage for legal costs in case of disputes or claims related to cycling.
M
Coverage for theft of the bike involving force or violence.
Reduced premium rates for insuring more than one bike under the same policy.