# Glossary

It isn't easy when cycling and insurance collide! So join us as we try to bust cycling and insurance jargon - one word at a time. Check out our [Help Centre](https://laka.elevio.help/en) for Laka insurance policy specific questions.

## A

[**Accessory Cover**](/content/gb/glossary/accessory-cover/index.html)

Insurance for additional cycling accessories like GPS devices, lights, and panniers.

[**Bicycle Breakdown Cover**](/content/gb/glossary/bicycle-breakdown-cover/index.html)

Assistance and cover for mechanical failures of the bicycle while on a ride.

[**Bikepacking**](/content/gb/glossary/bikepacking/index.html)

A blend of biking and minimalist camping; similar to backpacking but with a bike.

## C

[**Cycle Touring Insurance**](/content/gb/glossary/cycle-touring-insurance/index.html)

Insurance for cyclists on long-distance rides, covering travel-related risks.

[**Cycle Path Rules**](/content/gb/glossary/cycle-path-rules/index.html)

Regulations governing the use of designated cycle paths.

[**Cycle Helmet Laws**](/content/gb/glossary/cycle-helmet-laws/index.html)

Regulations regarding the use of helmets while cycling.

[**Chainstay**](/content/gb/glossary/chainstay/index.html)

Part of the bike frame that runs parallel to the chain.

[**The Collective**](/content/gb/glossary/the-collective/index.html)

Once you have signed up for our collective cover, you are added in to The Collective of riders.

[**Custom Build Bike Insurance**](/content/gb/glossary/custom-build-bike-insurance/index.html)

Insurance specifically for custom-built bicycles, which may have unique coverage requirements.

[**Cycle to Work Scheme**](/content/gb/glossary/cycle-to-work-scheme/index.html)

A government initiative offering tax benefits on bikes purchased for commuting.

## D

[**Derailleur Hanger**](/content/gb/glossary/derailleur-hanger/index.html)

A part of the bike frame that the derailleur attaches to.

## E

[**Electrically Assisted Pedal Cycles Regulations of 1983**](/content/gb/glossary/electrically-assisted-pedal-cycles-regulations-of-1983/index.html)

Defines legal requirements for electric bikes in the UK.

[**Electric Bike Regulations**](/content/gb/glossary/electric-bike-regulations/index.html)

Laws specific to the use of electric bicycles.

[**Electric Bike Battery Cover**](/content/gb/glossary/electric-bike-battery-cover/index.html)

Specific coverage for the battery component of an electric bike.

## F

[**Family Cover**](/content/gb/glossary/family-cover/index.html)

Insurance that extends coverage to include bikes owned by family members living in the same household.

## G

[**GPS Theft Tracking**](/content/gb/glossary/gps-theft-tracking/index.html)

Coverage or services involving GPS devices to track and recover stolen bicycles.

[**Groupset**](/content/gb/glossary/groupset/index.html)

The collection of mechanical parts, including gears, brakes, levers, and derailleurs.

[**Gravel Bike**](/content/gb/glossary/gravel-bike/index.html)

A type of bike designed for a mix of off-road and on-road cycling.

## H

[**Highway Code**](/content/gb/glossary/highway-code/index.html)

The set of guidelines and rules for road users, including cyclists.

## I

[**Insurance Excess**](/content/gb/glossary/insurance-excess/index.html)

The amount paid out of pocket by the policyholder before insurance coverage kicks in.

## L

[**Legal Expenses Insurance**](/content/gb/glossary/legal-expenses-insurance/index.html)

Coverage for legal costs in case of disputes or claims related to cycling.

## M

[**Mugging**](/content/gb/glossary/mugging/index.html)

Coverage for theft of the bike involving force or violence.

[**Multi-Bike Discount**](/content/gb/glossary/multi-bike-discount/index.html)

Reduced premium rates for insuring more than one bike under the same policy.