Glossary / M - Z

Glossary

It isn't easy when cycling and insurance collide! So join us as we try to bust cycling and insurance jargon - one word at a time. Check out our Help Centre for Laka insurance policy specific questions.

A

B

C

D

E

F

G

H

I

J

K

L

M

N

No items found.

O

No items found.

P

Personal Accident Insurance

Coverage for the cyclist in case of injuries sustained while riding.

[read full description](/content/gb/glossary/personal-accident-insurance/index.html)

Pavement Cycling Law

Regulations regarding cycling on pavements, generally prohibited unless marked as a cycle path.

[read full description](/content/gb/glossary/pavement-cycling-law/index.html)

Q

Quick Release

A mechanism that allows for fast removal of wheels and seat posts without tools.

[read full description](/content/gb/glossary/quick-release/index.html)

R

No items found.

S

Singletrack

A narrow biking trail that is approximately the width of the bike.

[read full description](/content/gb/glossary/singletrack/index.html)

T

Theft from Vehicle Cover

Coverage for bikes stolen from a locked vehicle.

[read full description](/content/gb/glossary/theft-from-vehicle-cover/index.html)

Third-Party Liability

Insurance covering the insured's legal liability for damages caused to a third party.

[read full description](/content/gb/glossary/third-party-liability/index.html)

U

No items found.

V

Vintage Bike Insurance

Coverage for antique or vintage bicycles, which might have different insurance needs.

[read full description](/content/gb/glossary/vintage-bike-insurance/index.html)

W

Wear and Tear Exclusion

An insurance clause stating that damage from regular use or ageing is not covered.

[read full description](/content/gb/glossary/wear-and-tear-exclusion/index.html)

Worldwide Travel Insurance

Insurance protection for you and your bike while travelling abroad.

[read full description](/content/gb/glossary/worldwide-travel-insurance/index.html)

X

No items found.

Y

No items found.

Z

Zero Depreciation

Policy feature where the insurer replaces a stolen or damaged bike with a new one of equal value.

[read full description](/content/gb/glossary/zero-depreciation/index.html)