# Glossary

It isn't easy when cycling and insurance collide! So join us as we try to bust cycling and insurance jargon - one word at a time. Check out our [Help Centre](https://laka.elevio.help/en) for Laka insurance policy specific questions.

## A

## B

## C

## D

## E

## F

## G

## H

## I

## J

## K

## L

## M

## N

No items found.

## O

No items found.

## P

[**Personal Accident Insurance**](/content/gb/glossary/personal-accident-insurance/index.html)

Coverage for the cyclist in case of injuries sustained while riding.

[read full description\](/content/gb/glossary/personal-accident-insurance/index.html)

[**Pavement Cycling Law**](/content/gb/glossary/pavement-cycling-law/index.html)

Regulations regarding cycling on pavements, generally prohibited unless marked as a cycle path.

[read full description\](/content/gb/glossary/pavement-cycling-law/index.html)

## Q

[**Quick Release**](/content/gb/glossary/quick-release/index.html)

A mechanism that allows for fast removal of wheels and seat posts without tools.

[read full description\](/content/gb/glossary/quick-release/index.html)

## R

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## S

[**Singletrack**](/content/gb/glossary/singletrack/index.html)

A narrow biking trail that is approximately the width of the bike.

[read full description\](/content/gb/glossary/singletrack/index.html)

## T

[**Theft from Vehicle Cover**](/content/gb/glossary/theft-from-vehicle-cover/index.html)

Coverage for bikes stolen from a locked vehicle.

[read full description\](/content/gb/glossary/theft-from-vehicle-cover/index.html)

[**Third-Party Liability**](/content/gb/glossary/third-party-liability/index.html)

Insurance covering the insured's legal liability for damages caused to a third party.

[read full description\](/content/gb/glossary/third-party-liability/index.html)

## U

No items found.

## V

[**Vintage Bike Insurance**](/content/gb/glossary/vintage-bike-insurance/index.html)

Coverage for antique or vintage bicycles, which might have different insurance needs.

[read full description\](/content/gb/glossary/vintage-bike-insurance/index.html)

## W

[**Wear and Tear Exclusion**](/content/gb/glossary/wear-and-tear-exclusion/index.html)

An insurance clause stating that damage from regular use or ageing is not covered.

[read full description\](/content/gb/glossary/wear-and-tear-exclusion/index.html)

[**Worldwide Travel Insurance**](/content/gb/glossary/worldwide-travel-insurance/index.html)

Insurance protection for you and your bike while travelling abroad.

[read full description\](/content/gb/glossary/worldwide-travel-insurance/index.html)

## X

No items found.

## Y

No items found.

## Z

[**Zero Depreciation**](/content/gb/glossary/zero-depreciation/index.html)

Policy feature where the insurer replaces a stolen or damaged bike with a new one of equal value.

[read full description\](/content/gb/glossary/zero-depreciation/index.html)