Bike Fleet & Leasing Companies

Minimise Hassle, Maximise Fleet Uptime

Keep your riders rolling worry-free with easy-to-manage fleet insurance. We settle claims fast with flexible cover, giving your riders confidence on the road.

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Keep your fleet active with our super-speedy claims

Customers consistently rate our claim service five stars.

We’ve been named the Best Cycle Insurance Provider for the past eight years.

We manage all claims in-house, giving you peace of mind.

Focus more energy on fleet performance while we handle your claims

Reduce operational burden: Our team of bike experts quickly onboard you with Laka.

We integrate with your existing fleet management processes, saving you time and hassle.

Your dedicated account manager is always on hand to answer your insurance questions.

Cover that moves with you as your fleet grows and changes

Add and remove bikes from your fleet as and when you need.

You only pay for what’s on cover now – right down to the day.

Provide the complete package by embedding top-notch insurance cover

Give your riders confidence on the road with the backing of great cover.

Provide the best cover for their ride – theft only, comprehensive theft, accidental damage, etc.

Cover a wide range of bikes, everything from simple e-bikes to e-cargo bikes.

Trust Laka as the insurance experts and focus on growing your business

Through our centralised platform, you can implement cover across multiple territories.

As a specialist bike insurance provider, we understand the nuts and bolts of the market.

FAQ

• What types of vehicle can I cover?

We can cover your bicycles, e-bikes and e-cargo bike fleets.

For reference we define "bicycle" as any cycle, adult tricycle or tandem powered by human pedalling as shown in Your Policy Schedule.

This includes e-bikes which meet the relevant UK rules for ‘electrically assisted pedal cycles’ (EAPCs).

• What support do I get as a commercial customer?

When you sign up with Laka we'll assign you an account manager to handle your questions. They'll get your cover set up so that it works best for you.

• What should I consider when choosing an insurer for my fleet?

Price matters. But it’s not the only thing you should consider when choosing an insurer for your business.
Here’s some things to look out for:

• Claims volume: Can your insurer manage a higher volume of claims?

• Excess: Do you need to pay an excess when you claim? With Laka the excess is £0.

• Changing your fleet: Your Laka Account Manager will be on hand to make your changes in a flash.

• Admin fees: With Laka there’s no admin fees - no chance.

• Integration: We integrate with the latest fleet management systems.

• Customer experience: Our claims experience is second to none.

• Why is insuring my fleet different to insuring stock?

Insuring stock is cheaper than insuring a fleet.
The bigger risks need cover that matches their risk.

• Doesn’t my business insurance cover my bikes?

In most cases, no.

Your business insurance might cover you for bikes kept on your main premises, but you need to think about other depots or hubs.

• What do you mean by rewriting the rules of insurance?

Laka began in 2017 with the aim of turning this outdated insurance model on its head. Our model aligns the interests of the customer with the insurer.

• So what type of insurer is Laka? Are you a broker or an insurance provider?

We’re an MGA - a Managing General Agent. We do everything an insurer does.

• What do you mean by a ‘Max Cap’?

We guarantee that your payments will never exceed a given amount - that is what we call your max cap.

• What happens if claims exceed the max cap? Does Laka stop paying out?

No, Zurich steps in to provide cover for everything above and beyond that point.

Testimonial

"Laka has been knowledgeable, professional and friendly in an industry that can otherwise feel faceless and impersonal. Claims have always been settled quickly, allowing us to keep our customers happy, and most importantly, out on the road!"

Testimonial

"Laka has been attentive to Zoomo's needs by providing flexible insurance packages to suit our clients needs across the UK and the EU"