Laka Perks | Exclusive Cycling Perks & Discounts | Laka Insurance

You’re covered for any accidental damage to your bike and accessories. And if someone intentionally breaks your gear, we'll get it fixed or replaced pronto.

Emergency Travel

We include £200 'get you home cash' to make life easier after an accident or theft. Might be a temporary rental bike, taxi, or train.

Licensed Racing

For races which require a valid racing licence. Typically road, criterium, circuit, & cyclocross racing.

Worldwide Travel

Global cover for up to 120 consecutive days. If you’re planning to travel for longer, let us know and we’ll look at your options.

ALWAYS INCLUDED

Sportives & Events

Includes sportives, club rides and similar events. It also includes racing that doesn’t require a racing licence, such as triathlon, gravel and time trialing. So events like RideLondon, the Dirty Reiver or your local Audax are all covered.

£0 Excess

No excess to pay on bike claims. Excess is the amount it ‘costs’ to make a claim, insurers normally deduct this from any payouts.

Bike Rental

To keep you cycling - whatever happens. You’ll get up to £200 towards the rental of a bike whilst you’re awaiting the fulfilment of a claim.

Multi-Bike Discount

Get a 50% discount on any extra bikes that are in the same household and used by family members.

Legal Assistance

Cover for legal costs for pursuing a personal injury case after an accident that wasn’t your fault when cycling. Be it a driver or pothole.

Third Party Cycling Liability Insurance

Up to £2 million in comprehensive cover for personal liability when you're out cycling. Protect yourself in case you cause an accident, resulting in expenses, harm or damages.

Laka Perks

Sweet discounts on cycling gear and goodies. From locks and lights to navigation and nutrition. Grab the promo codes from the Laka Perks page.

ADDITIONAL PRODUCTS

Health & Recovery

Accident & injury insurance that focuses on keeping you riding.

CHOOSE YOUR COVER

Theft

Crash & Accidental damage

Roadside recovery

Licensed Racing

Worldwide travel

ALWAYS INCLUDED

Sportives & Events

£0 Excess

Bike rental

Multi-bike discount

Legal assistance

Third Party Cycling Liability Insurance

Laka Perks

THE DAILY PEDAL

Stories, tips and insights from the Laka crew.

The Best Insurance-Approved Bike Locks
Considering that every day, a staggering 1,100¹ bikes are stolen in the UK, how can you best guarantee that your bike will stay where you left it? The answer is investing in a tough-enough-to-deter-sneaky-bike-thieves insurance-approved bike lock.

Specialist Bike Insurance vs Home Insurance
Lots of people are put off by specialist bike insurance as they have already added their bike to their home insurance policy. Whilst home insurance bike cover might provide some protection, it’s certainly not a huge win for people who love their bike.

Unleashing Creativity on Two Wheels: Nic’s Strava Art Adventure
With Strava art gaining increasing popularity, the designs created by riders are becoming even more sophisticated, detailed and damn right impressive. So what’s it actually like trying to create art on your bike? Nicolas Georgiou tells all.

Here's How To Take Your Gravel Riding To The Next Level
Jump into the world of gravel events, community rides or even racing. Here's how to start.