Health & Recovery Insurance by Laka
RECOVERY UNLEASHED
We want to look after our collective on and off their bike. So this is accident and injury insurance, and then some. It includes access to specialist advice and treatments from world-class cycling experts to help you get back in the saddle stronger than ever.
ACCIDENT & INJURY COVER Made Better
- A new kind of recovery policy for mind and body
- Made with cyclists in mind, for less than an Americano a week
- Cover that goes wherever you do, that's worldwide
- Cover that does whatever you do: cycling, skiing, hiking, surfing, whatever.
- Top-notch claims experience, home or abroad.
THE PERK OF PACK PRICING
Unlike other outdated insurers, we don’t charge a fixed sum upfront. Instead, we calculate your premium based on the actual cost of claims that month. Much fairer.
That means your payments will vary, but your maximum contribution will be capped at a fixed amount.
Boom. We’ll also show you exactly where your dough goes – fixing, replacing and helping fellow members get back on their bikes.
As we share all cost from members fairly with the collective, your payments vary but never exceed a guaranteed price.
Usually around £5 per month
Never more than £15 per month
Recovery Cover
HEALTH
Only the best specialists and treatments following an accident or injury.
Exceptional as standard
Let specialist sports and endurance professionals diagnose and treat your injuries.
For mind and body
From physio to dental to mental, we'll cover your medical bills up to £1,500.
Without the wait
Virtual GPs make for faster diagnosis, faster treatments, faster recovery.
Recovery Cover
FITNESS AND WELLBEING
A curated list of partners and services to help you come back stronger.
Feel like an Olympian
Gold medalist coaching, Ironman-grade equipment and world-class support. To make the best recovery, you need access to the best people and gear.
Recover your way
From mental performance coaching to indoor turbo trainers and training plans, choose exactly what you need to improve your own recovery.
Coaching sessions and training plans by British Olympians.
Leading indoor bike trainers sent to you to build strength at home.
Effective nutritional plans to support your recovery, the tasty way.
Laka is the ultimate recovery cover for cyclists. Or it can be a cost-effective addition to existing private medical insurance. Either way, our complete cover is ideal for the life of a cyclist.
HOW IT WORKS
Response
Following an accident or injury, immediate response will typically be provided by the NHS or your GP.Recovery
Your private medical care means Laka covers the cost of any necessary treatments recommended by a GP, up to £1,500.Resilience
Based on your injuries, your Laka Recovery Points can be used with our partners and services to regain fitness and build resilience.
Why do I need accident and injury insurance?
You might already have travel or private medical insurance. But you might not know the limitations of your existing cover to you as a cyclist.
Like how travel insurance can be restricted to when you travel, not when you’re back home and starting recovery. Or how private medical insurance can cover you for high excesses, but is an expensive option targeted to more extreme cases.
Our recovery cover on the other hand is made especially with cyclists in mind.